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FAQ's

General Questions

Delayed Deposit Questions

 

Q: What is the charge for cashing my check?
A: Please call any E Z Money location and we will be happy to provide you with the correct rate for your check. ***or*** (All checks, except personal checks, are 3% of the face value and personal checks are 10%.)

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Q: I would like to work at E Z Money Check Cashing. Where can I get more details?
A: Please call the E Z Money store near you for employment information.

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Q: What is a delayed deposit?
A: A delayed deposit is a quick and convenient way to get emergency cash, up to $300.00, until your next payday. The customer simply issues a check from their personal checking account that E Z Money agrees to hold until the agreed upon date, up to 31 days. **Payday loans are meant to be a form of temporary financial relief, not a long-term financial plan.

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Q: How do I qualify for a delayed deposit?
A: Have a current job for at least 6 months or proven source of monthly income
Have a valid checking account for at least 6 months
Have a valid home phone or cell phone
Must be at least 18 years of age

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Q: What documents do I need to setup a delayed deposit account?
A: One current paystub
One current bank statement
One bank statement at least 6 months old or older
One phone bill or cell phone bill
**cell phones are required to be in your name

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Q: How much can I qualify for?
A: State law regulates the maximum advance amount available to our customers. You qualify for a particular loan amount based on your current monthly income. Sometimes we are unable to qualify you for as much as you would prefer but E Z Money Check Cashing wants to help with your financial solution. If we loaned you more money than you have the ability to repay, we would not be helping you in a positive manner.

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Q: What does it cost?
A: The fee for a delayed deposit is based on the length of the loan and the amount borrowed. Please contact any E Z Money location and they will gladly assist you.***or***we can put in the fee schedule, which some web sites have but not many!!!

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Q: What are my rights?
A: E Z Money has been very involved in Montana Legislature to protect your rights. Click here to learn more.

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